Online Installment Loan No Credit Check -Comalitalia.Com http://comalitalia.com// Wed, 11 Sep 2019 05:38:31 +0000 en-US hourly 1 https://wordpress.org/?v=5.6 How to persuade your boss to pay your loan in installment http://comalitalia.com//how-to-persuade-your-boss-to-pay-your-loan-in-installment/ Wed, 11 Sep 2019 05:38:31 +0000 http://www.comalitalia.com/how-to-persuade-your-boss-to-pay-your-loan-in-installment/

“My boss was laughing out loud when I asked for my repayment,” and similarly, our readers wrote in a comment and in a letter to our article about employer loan repayment support, a new cafeteria item. We were very surprised by this, as it is a great opportunity for companies to give their employees significantly more without tax liability. 

There is no cheaper salary increase.

cheap loan

If the employer wanted to raise one forint in net wages, he would have to pay two forints because of the various taxes, contributions and employer charges. But it is even cheaper than giving it in black in the cape because the cafeteria item is included in the business accounting books, so it is a cost that reduces the tax burden on the business.

It is true that no subsidy can be given instead of the current salary because this can be investigated by NAV, but there is no cheaper way to get a salary increase by the boss. Yeah, sorry. Soccer passes can still be bought tax-free for employees, but be on the heels, for whom it is more beneficial than reducing your loan repayment.

The rules are simple. Smaller companies can easily decide which employees are eligible for support and who are not.

The rules are simple. Smaller companies can easily decide which employees are eligible for support and who are not.

There is no need to maintain a separate administration for this. In addition, it is up to the employees to prove that they meet the conditions.

The bank also helps companies. The law provides an opportunity for the bank to check compliance of employees with the condition, not the employer. Doing so will take a heavy burden off the company. This is the optimal solution for the bank, as it already has almost all the paperwork it needs, and it is in your best interest to get the paperwork done quickly, as it wins a client who will surely pay the installment on time.

We’ve put together some arguments to convince even the most senior boss. 

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The chances of abuse are low. You don’t even have to give the money to the employee, who can pay the bank the amount you want. The transfer goes straight to a separate repayment account with the bank.

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A Purchase of Credit to Finance a Project {Repurchase of Credit http://comalitalia.com//a-purchase-of-credit-to-finance-a-project-repurchase-of-credit/ Fri, 05 Jul 2019 13:26:08 +0000 http://www.comalitalia.com/a-purchase-of-credit-to-finance-a-project-repurchase-of-credit/

 

The repurchase of credit is interesting when one wishes to finance a new project, but that one presents a plurality of several loans. This operation makes it possible to have a complement of cash included in a single credit, which is particularly practical in the management of the budget.

 

Principle of a purchase of credit to finance a project

Principle of a purchase of credit to finance a project

A repurchase of credit allows a borrower to renegotiate his rate, to reduce his monthly payments or to reschedule his deadlines. It is possible to include additional financing to implement a new project in this operation. To do this, the borrower must specify the nature and amount of his project at the time of applying for loan consolidation. The credit buy-out body then conducts a feasibility study after which it will propose a suitable financing plan.
The purchase of credit with a project is an alternative that avoids the borrower to graze a situation of over-indebtedness. The borrower takes advantage of the consolidation transaction to include additional cash directly into the single loan. He will have the opportunity to realize a new project without having to take out another loan. The borrower will also have an easier time managing his budget. It should be noted that the amount of funding granted is based on the household’s borrowing capacity.

Types of project to finance

 

Types of project to finance

 

In general, any project is receivable as part of a loan consolidation as long as it has a specific purpose and it does not lead to a situation of overindebtedness. It can be a car purchase project, a leisure project or a real estate project. It should be noted that the credit institution may request supporting documents justifying the amount requested for a real estate project. It is important to accurately define the project to be financed and to present it at the time of the request for the repurchase of credit. Finally, it may be useful to perform a simulation to have a clear estimate of its credit buy-back based on the duration and the amount of loans to be repurchased.

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Prepaid Card and Credit Card Loans http://comalitalia.com//prepaid-card-and-credit-card-loans/ Thu, 04 Jul 2019 13:41:10 +0000 http://www.comalitalia.com/prepaid-card-and-credit-card-loans/

 

 

ContaSuper MasterCard – “No bank, no interest and Account already approved” this is the Super Account call. want to meet? It is a non-bank online and virtual account that offers a card with multiple functions and is still linked to the single Ticket. With the Super Account, its holder counts on a “prepaid card to use in Brazil and abroad with great practicality and low cost in numerous banking operations. Good to maintain a more effective control of personal finances.  Who is launching the novelty is “A Super”, a company that operates with means of payments. When creating the “ContaSuper” www.contasuper.com.br), the candidate will have a non-bank account that enables Mastercard prepaid cards, in addition to the personal account, has just launched the ContaSuper Business, made for companies .

How does the Super Prepaid Account work? “ContaSuper” is a pre-paid virtual non-bank account, its format does not allow link with any financial institution or banking institution.

Who can open ContaSuper? It can be opened by any Brazilian citizen, even if it is restricted by SPC, SCPC or Serasa. Even with a dirty name you can have an account like that. Perfect for people who are outside the financial system for bureaucratic reasons, restrictions or legal impediments.

 

Do not have a conventional bank account?

 

Do not have a conventional bank account?

How about joining this novelty, ContaSuper allows several benefits and several services that can only be performed by people who are banked, that is, have current account, and still offers a Super Prepaid card with multiple functions of use.

For companies the novelty will be a facilitator instrument, the Super Account can be opened by small, medium and large companies of industry and commerce. The legal for companies is the possibility of issuing as many cards as are necessary for employees and employees.

What are the services offered by prepaid ContaSuper? Payment of accounts, you can pay unlimited consumption accounts over the internet, SMS, smartphone applications or the Relationship Center.

Transfers and Docs: making transfers is easy for the Super Account, including for any Brazilian bank through internet with excellent rates. There are many services included in the Account. On the official website, be sure to check all details without exception in the FAQ.

To keep the Account in full operation is charged a monthly fee that starts with R $ 4.90 for a basket of services differentiated for each basket, you have to check the authorized services in each basket.

 

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Intelligent Personal Payday Loans and Cheap Paycheck http://comalitalia.com//intelligent-personal-payday-loans-and-cheap-paycheck/ Mon, 17 Jun 2019 13:36:49 +0000 http://www.comalitalia.com/intelligent-personal-payday-loans-and-cheap-paycheck/

 

Geru loan smartly is an online site that promises to lend money at lower interest rates than the current competitors who vie for the credit market using web tools as a means of attracting potential clients. Geru site as well as others on the Internet are debuting on the Brazilian web.

 

A Geru – personal loan and online payroll

 

A Geru - personal loan and online payroll

 

The site is at www.geru.com.br – at this electronic address it is possible to obtain personal loans starting from R $ 2 thousand up to R $ 35 thousand, which can be paid in installments with terms of one to three years, interest rates vary between 1.90% and 5.02% per month. Like the Trigg personal loan of the OMNI Financeira, the Geru loan acts as the bank correspondent only for Banco Bracce.

How does the Geru loan work ? The process is simple: You first need to access Geru’s website , it is completely intuitive, select the value you want, choose the values ​​for the simulation and to finish the process, you select the purpose of the loan. Once this is done, simply fill in all your personal data that the “Geru loan” website system returns with a credit proposal.

Once knowing the terms of the loan and the amounts that you will pay, term and everything, just complete. To close the contract, request online that they send as soon as possible. The dilemma of the Geru site is the deadline for release, if you are in a hurry, forget, the release takes place within 10 days.

In addition to waiting almost 10 days, the applicant still runs the risk of not having the loan approved , but if approved the money will fall directly into the current checking account. To do all this the client does not even have to leave the house, unless he does not have access to the Internet at home, lol.

Is Loan Reliable?

Is Geru Loan Reliable?

Of course, the company follows all the guidelines imposed by regulatory agencies. In addition, the site has https // protection of banks and large financial institutions, that is, all information is encrypted, only they have access to your data. Another important detail is the number of complaints in sites of the type reclamao and reclameaqui, practically does not have.

Geru has in its site pages of privacy policy and terms of use that leave specified its conduct in relation to the data that you provide in the site and how they use that data. So we can say that Geru is a reliable and secure site .

The payment of the requested and approved personal loan can be done using the ticket or the more practical, debit account. To apply for Geru’s smart loan , you must be over 18 years old, have your own checking account with any financial institution and present proof of residency.

Geru loan conditions

An uninteresting detail is that Geru charges a service fee of 5% if the value of the loan is granted. According to the company’s representative, Reiss, this 5% fee is charged to cover the use of the platform and cover operating costs for the loan (actually it is commission).

Does Geru make consignment loans too?

The new modality provided by Geru, the payroll loan, offers interest rates more competitive than the other types of credit, starts with 1.8% per month. Those who need small or large amounts will not find it difficult, on the contrary, they can take payroll loans from R $ 2,000 to R $ 80,000, according to the margin of the retiree or the pensioner.

The process is all done online, which in addition to giving the client much more practicality, also eliminates the risks thanks to negotiation done directly on the platform. Geru’s payroll loan is being tested since the end of 2017 and is ready for the public. The service was specially designed for retirees and pensioners of INSS, even for those averse to internet.

Geru is granting the payroll loan through a partnership with Banco Cetelem. Banco Cetelem has been offering consignments throughout Brazil for many years through correspondents such as Geru. If you want to get cheap loan, payroll is the best option of the moment.

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The Purchase of Credit {Repurchase of Credit http://comalitalia.com//the-purchase-of-credit-repurchase-of-credit/ Mon, 10 Jun 2019 13:35:41 +0000 http://www.comalitalia.com/the-purchase-of-credit-repurchase-of-credit/

 

 

The repurchase of credit is not reserved only for individuals, it is also accessible to companies such as real estate companies. An SCI is made up of at least two people who together buy and hold real estate. This legal form allows a better management of the patrimony. The partners benefit from the financial advantages resulting from this management, but they also undertake to participate in the losses. In some cases, an ICS may be in a precarious financial situation, so the use of credit redemption may be necessary.

Credit buyback: why?

Credit buyback: why?

 

It can happen that an SCI finds itself with high monthly payments or a lack of cash to cope with development work. The use of loan consolidation underway will thus help to revitalize the company’s situation and prevent debt. Namely that the operation of repurchase of credit will make it possible to consolidate the current loans of the SCI into a single loan. This will lead to a reduction in its debt ratio and easier management of finances The rebalance between expenses and revenues will thus release some cash. In parallel, the SCI may request that a financing be integrated in the repurchase of credit. This additional liquidity can be used, among other things, to carry out real estate upgrading work.

 

How to get a loan consolidation?

 

Credit buyback: why?

 

It should be noted that the conditions for granting a credit redemption for an SCI are different from those for individuals. The lender will conduct a thorough analysis of the company’s file. The following elements will be taken into account: the type of SCI (family or professional), the financial health of the SCI, advanced guarantees and the type of grouping (purchase of consumer loan or mortgage loan). Some supporting documents will also be requested. A funding plan will be given to SCI after file review. Finally, it may be useful to carry out a simulation of the repurchase of credit to have a good visibility of the modalities of the operation.

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Save On Credit Card Costs in the Holidays http://comalitalia.com//save-on-credit-card-costs-in-the-holidays/ Fri, 31 May 2019 13:42:13 +0000 http://www.comalitalia.com/save-on-credit-card-costs-in-the-holidays/

Now that the summer is already in full swing and we Belgians are flocking to sunny destinations, we thought it would be the right time to give you good advice on the use of your credit card during the holidays. It is of course nice to make as little costs as possible when you go on vacation. We have sorted out a few things for you. It turns out that you can indeed save a lot of money in view of the transaction costs of your credit card. It also makes a lot of difference whether you travel outside the euro zone in the EU on vacation. And what about the costs of a credit card versus the bank card in other countries? Are you cheaper if you pay with a bank card or a credit card?

 

Payments you make in the European Union are free of charge

 

The European Union is also bringing good things. For example, all payments you make within the euro zone are free of charge. It does not matter if you pay with a credit card or with a bank card. Also with pin payments (at an ATM) abroad there are usually no extra costs charged. So you can withdraw money with a bank card for free. Nevertheless, there are a few banks that do ask a small fee per withdrawal. For example, at KBC you pay 20 cents per withdrawal and at Record Bank you pay 70 cents. At BNP Paribas Fortis you only pay a meager 10 cents per withdrawal. You can save money by simply pinning a larger amount in one go. Please note: withdrawing money with a credit card always costs money.

 

Credit cards for small amounts

 

Credit cards for small amounts

Do you usually make small payments abroad with your credit card? Then you can save on costs by choosing a card with a low or minimum amount. Providers such as Nagelmackers, Keytrade Bank provide this type of credit cards.

 

Credit cards for larger amounts

Credit cards for larger amounts

 

Do you often include larger sums of money during your holidays or journeys? Then it is wise to opt for a credit card with which you make proportionally much lower expenses. Then choose credit card companies such as: Crelan, KBC, Keytrade Bank, Record Bank or finally the VDK Spaarbank.

 

Currency outside the euro zone

 

Currency outside the euro zone

 

What is certain is that with payments outside the EU you always have to use a credit card if you want to save on costs! With a bank card transaction costs are much higher. It is also necessary to have a credit card with you outside the EU. Because in some countries your regular bank card is not accepted. However, do you want to withdraw money outside the euro zone? Then an ordinary bank card (if it is accepted) turns out to be much cheaper.

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5-Year Credit Buy-Back, What to Know – Credit Redemption http://comalitalia.com//5-year-credit-buy-back-what-to-know-credit-redemption/ Wed, 29 May 2019 13:46:31 +0000 http://www.comalitalia.com/5-year-credit-buy-back-what-to-know-credit-redemption/

 

The purchase of credit over 5 years is a way to lighten your monthly payments. This financial offer consists of grouping all your liabilities into one repayable debt in 60 months. This duration has some undeniable advantages. Here is the essential point to remember about this medium-term financial grouping.

Why opt for a 05 year credit redemption

Why opt for a 05 year credit redemption

By opting for a 5-year credit redemption, you give yourself enough time to put your finances in order. With this financial restructuring, you will reduce the share of debt in your expenses. You will thus gain in purchasing power. You can then go on vacation or save money. You will have the opportunity to subscribe to a new loan to finance a project. With 60 months, you have a long time. During this period, you will have the opportunity to renegotiate the term by paying a little more each month.

Steps to benefit from a group of credits 60 months

Steps to benefit from a group of credits 60 months

The 5-year credit redemption works like a conventional loan. As a first step, you contact an organization specialized in this financial solution. This entity can be a bank or another institution. In both cases, you can request the services of a credit broker. This service provider will take care of the administrative procedures for you. Regardless, you must have a stable source of income. Electricity or telephone bills will also confirm your credit worthiness. It is recommended to use a credit redemption simulator before committing.

Other details good to know about this offer

Other details good to know about this offer

Sachet that a repurchase of credit over 5 years adapts to the profile of the beneficiary. Thus, the organization that redeems you all your debts will look at your financial situation. The creditor will be particularly dotted about the type of your employment contract. The presence of a mortgage property may also be required. Then, homeowners and officials have more chance of success with lenders. In short, you do well by choosing a pool of credit over 5 years. Time flies. Moreover it is the optimal duration.

 

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Savings Account – When Is It Worth To Decide? http://comalitalia.com//savings-account-when-is-it-worth-to-decide/ http://comalitalia.com//savings-account-when-is-it-worth-to-decide/#respond Wed, 24 Apr 2019 16:40:12 +0000 http://www.comalitalia.com/savings-account-when-is-it-worth-to-decide/

Regular saving is very important in life, especially if we have goals and want to achieve them, for example, to buy a flat. You can do it in various ways, but it is best not to put money in your sock, because such money instead of working will only lose its value. Savings accounts are an ideal solution for people who do not like to freeze their money and have the advantages of a savings and billing account as well as a bank deposit.

When is it worth choosing a savings account?

It is best to decide on a savings account if we are going to save money with smaller amounts but regularly. Its advantage is flexibility, ie the possibility of both deposits and withdrawals. Rather, people who have saved more money and who want to keep them, while earning money, will decide on a bank deposit. In any case, when you think about saving for many years and regularly postponing, for example, 100 zlotys a month – a savings account will be the best choice for you.

Advantages of savings accounts

Advantages of savings accounts

Convenience and speed of opening a savings account

One of the advantages, maybe less important from a gainful point of view, is the ability to quickly and conveniently open a savings account. Everything can be done at the bank or online. Remember that it is the bank that earns our cash in turn, which is why most savings accounts are free, and possible fees usually refer to more frequent withdrawals from the account. A minimum of one withdrawal from your account in a month is always free.

Freedom of payments and withdrawals

What usually convinces us to savings accounts is the free flow of funds instead of deposits. What does it mean? This means that we can deposit and withdraw money whenever we feel like it. Of course, there are some restrictions on withdrawals and usually one in a month is free, although it all depends on our bank.

Protection against inflation

Having a savings account is a kind of protection against the effects of inflation, and people with funds for this banking product can be sure that nothing will be lost as a result of this phenomenon. You can check current savings accounts here .

Control over finances

Separating your funds for current and saving everyone will help you control your finances. And this way of controlling finances will make it easier for us to manage them.

 

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Why Are Online Loans More And More Popular? http://comalitalia.com//why-are-online-loans-more-and-more-popular/ http://comalitalia.com//why-are-online-loans-more-and-more-popular/#respond Sun, 21 Apr 2019 16:55:19 +0000 http://www.comalitalia.com/why-are-online-loans-more-and-more-popular/

There is probably no person who would exchange currency for once in his life. We do it when we go abroad to work, on vacation or when we have a company and we work with foreign partners. Until recently, when we wanted to buy dollars, euros or pounds, we were directing our steps to land exchange offices or banks. However, for several years, we have one more alternative when exchanging currencies. They are exchange offices that allow us to exchange currency on the Internet. They gain more and more customers who exchange higher and higher amounts in them. Why? – They have many advantages that we will try to enumerate.

Online currency exchange is becoming more and more popular primarily because virtually every online currency exchange office has better rates than traditional currency exchange offices, let alone banks. They allow you to save up to several percent on exchange. When we exchange money often and in large quantities, it gives us very large amounts, and yet none of us like to overpay.

 

What else do we like in online currency exchange offices? Certainly convenience. The online exchange office gives us the opportunity to buy and sell currencies without leaving home, which in addition to comfort, gives us the opportunity for further savings (there is no cost to travel to the office). In addition, we can exchange francs, euros or dollars at the best time for us, which is also of great importance for the customers of the currency exchange.

The online exchange bureaus also take over some of the responsibilities for us. This applies to the repayment of loans taken in foreign currency. If we pay the monthly installments ourselves, it may happen that we forget about the transfer to the bank. If we ask the bureau, we can be sure that we will not only exchange money cheaper, but our installments will be paid off on time.

On the Internet, we can find many exchange offices allowing for online currency exchange. And how should we choose the best online currency exchange? The best way is probably to register in a few and check which one is best for us. Registration in exchange offices is free, as well as keeping accounts in them. After checking how they work, we will be able to choose the one that suits us best and that’s where we will exchange the currency.

 

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A Credit Card for Payment Convenience http://comalitalia.com//a-credit-card-for-payment-convenience/ Thu, 18 Apr 2019 14:09:38 +0000 http://www.comalitalia.com/a-credit-card-for-payment-convenience/

 

 

What could be better than to make a payment with a credit card?

 

What could be better than to make a payment with a credit card?

 

You pass the pass through the machine and pay off. It is ideal for paying your petrol bill of the car, when you are on vacation and even when doing the groceries. Afterwards you can easily see where you have spent your money. Also, all your purchases with most credit cards are fully insured for several months. So it is nice to have a credit card.

 

Why choose a credit card?

 

Why choose a credit card?

 

It is nice to do all your payments during the month with a credit card. You can make all the payments and at the end of the month you will receive a collection note to pay everything in one go. So you can wait until your salary arrives and then settle everything. It is nice and nice to be able to do your income and expenses in a very clear way.

With most credit cards you still have a few weeks extra time to make a payment. This will give you some extra time to make your payment. So if you do not have money today, but you know that the wage is coming, you can still spend money. It is nice to spend money and to make purchases.

 

Do not wait any longer!

If you do not have a credit card yet, it is wise to choose this. Look at the options and the possibilities to request one. At most banks and also on the internet you can request a credit card very quickly and easily. You fill in your data and receive feedback within no time. Often you will quickly be assigned a credit card. With this you can easily make all your payments.

A prepaid credit card

 

When a limit on your credit card is rejected, it is possible to choose a prepaid credit card. You first deposit money on the card and then you make payments with it. You therefore miss the possibility of a deferred payment. However, it is possible to make payments abroad with a credit card.

 

The Internet!

Also on the internet it is increasingly the standard to pay with a credit card. It ensures that you can make payments in an easy and quick way. It is ideal. Especially when you know that all your purchases are insured. So if it concerns a bad shop or a shipment that never happens, you can use it here. It offers you more security to make purchases on the internet. An extra nice feeling. It is a good reason to choose a prepaid card. Yet?!

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